Provided that you are eligible to withdraw your funds, have been counseled and have decided that you want to withdraw your funds, you should contact the ERS to request a refund application. You can request a cash refund, you can request that your funds be rolled over to an IRA or other eligible employer plan – or a combination of both. Cash refunds may have tax implications – please consult with a tax professional. The refund application consists of a Refund Application form and a Waiver of Membership Rights form. The completed forms should be returned to the ERS. Once the properly-completed forms are received in the ERS, your refund will be processed as soon as administratively possible. The refund process may take up to 90 days to complete.