Life Insurance

Covered Agencies

The Employees Retirement System is responsible for administering group life insurance for the employees of the City of Milwaukee, the Wisconsin Center District, and the Milwaukee Housing and Redevelopment Authorities.

All others need to contact their agencies to learn about their life insurance coverage:

  • Milwaukee Public Schools… (414) 475-8209
  • Milwaukee Area Technical College… (414) 297-6504
  • Milwaukee Metropolitan Sewerage District… (414) 225-2049
    • Veolia Retirees - Contact Milwaukee Metropolitan Sewerage District
    • United Water Services Retirees - Contact Milwaukee Metropolitan Sewerage District

Beneficiary Changes

To change your life insurance beneficiary, a Beneficiary Change Form, must be completed and returned to the Employes' Retirement System Group Life Insurance Area.

Coverage Changes - Voluntary Life Insurance

Changes in voluntary life insurance are allowed only during open enrollment, which takes place each year from October through November.  Changes made during open enrollment become effective the following calendar year.

Coverage Changes - Family Life Insurance

During each annual open enrollment period, you will have an opportunity to change or cancel your family life insurance coverage. However, if you have a qualifying event (marriage or birth) you may enroll in family life insurance within 31 days of the event without evidence of insurability.

Enrolling in family insurance coverage during open enrollment for your spouse or domestic partner will be subject to evidence of insurability.

Prior to each open enrollment, informational packages are available on-line. To help you with your enrollment, benefit sessions are offered at various locations.

Canceling Coverage

Retired members who want to cancel their coverage can do so at any time by filling out a Waiver of Group Life Insurance form, and mailing it to the ERS at the address printed on the form.  Waiver of Group Life Insurance Forms for Police and Fire and Waiver of Group Life Insurance Forms for General City, Wisconsin Center District, and the Milwaukee Housing and Redevelopment Authority are available on-line.  Coverage will be waived (cancelled) when the form is received in our office.

Active members who want to cancel their coverage should contact the Employes’ Retirement System at 414-286-3557 (or toll free at 1-800-815-8418).

Death Claims Processing

The death claim process, which includes completion of paperwork by the Employes' Retirement System and payment of benefits by the insurance provider, can take up to 30 days during normal processing periods.

The City of Milwaukee’s insurance provider, the Aetna Life Insurance Company, pays death claims.

Group Life Insurance Certificate

You may want to print our group life insurance certificate for your records.

Additional Benefits

The City's insurance provider, Aetna Life Insurance Company, also has some additional brochures with benefits and services that it provides to its members.

You can also obtain additional information about discounts offered by Aetna Life Insurance company.

Questions?

If you have questions, contact the Employes' Retirement System at 414-286-3557 (or toll free at 1-800-815-8418).

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© City of Milwaukee Employes' Retirement System, All Rights Reserved
789 North Water Street, Suite 300
Milwaukee, WI 53202
P: 414-286-3557
T:1-800-815-8418
F: 414-286-8428