Life Insurance

Covered Agencies

Employees that DO receive life insurance benefits through the Employes' Retirement System:

  • General City, Fire and Police.

All others need to contact their agencies to learn about their life insurance coverage:

  • Milwaukee Public Schools… (414) 475-8215
  • Milwaukee Area Technical College… (414) 297-6504
  • Milwaukee Metropolitan Sewerage District… (414) 225-2056.

Beneficiary Changes

To change your life insurance beneficiary, a Beneficiary Change Form, must be completed and returned to the Employes' Retirement System Group Life Insurance Specialist.

Coverage Changes

Changes in coverage are allowed only during open enrollment, which takes place each year from October through November. Changes made during open enrollment become effective the following calendar year.

Prior to each open enrollment, informational packages are available on-line. To help you with your enrollment, benefit sessions are offered at various locations.

Canceling Coverage

Members who want to cancel their coverage can do so at any time by filling out a Waiver of Coverage form, and mailing it to the ERS at the address printed on the form.  Coverage will be waived (cancelled) when the form is received in our office.

Death Claims Processing

The death claim process, which includes completion of paperwork by the Employes' Retirement System and payment of benefits by the insurance provider, can take up to 30 days during normal processing periods.

The City of Milwaukee’s insurance provider, the Aetna Life Insurance Company, pays death claims.

Group Life Insurance Certificate

You may want to print our group life insurance certificate for your records.

Additional Benefits

The City's insurance provider, Aetna Life Insurance Company, also has some additional benefits and services that it provides to its members.  These are listed in brochures that can be found here

You can also obtain additional information about discounts offered by Aetna Life Insurance company here.


If you have questions, contact the Employes' Retirement System at 414-286-3557 (or toll free at 1-800-815-8418).


© City of Milwaukee Employes' Retirement System, All Rights Reserved
789 North Water Street, Suite 300
Milwaukee, WI 53202
P: 414-286-3557
F: 414-286-8428